SEC-Registered Lenders PH
6 offersLoan Calculator
Choose your desired amount and term. Review the estimate and apply in minutes.
Why 1 Valid ID + GCash gives up to 98% approval?
Automated eKYC verification confirms your identity in minutes using one government-issued ID (UMID, Driver's License, PhilID, Passport, or Postal ID) and your active GCash, Maya, or bank account.
- No payslip or collateral: fast automated scoring with just 1 valid ID.
- No office visits: 100% online application from your phone in 5 minutes.
- 24/7 instant payout: cash is sent directly to GCash, Maya, BPI, BDO, or UnionBank.
How to get cash in 3 steps
Choose a lender
Tap «Get ₱...» on any verified offer above (applying to 2–3 lenders increases approval).
Verify with 1 ID
Upload 1 valid government ID and enter your GCash, Maya, or bank account details.
Receive cash 24/7
Confirm the loan agreement via OTP and receive funds in minutes.
Frequently Asked Questions
Who can get a 0%–0.01% first loan?
Promotional 0%–0.01% daily rates apply to new borrowers on their first loan. Requirements: Filipino citizen, 18–65 years old, 1 valid government ID, and an active mobile number.
Are payouts really available 24/7?
Yes! Automated lending platforms process applications and disburse to GCash, Maya, and InstaPay banks 24/7, including weekends and holidays.
Legal & SEC Disclosure
Important Consumer Notice:
- When taking a consumer loan, the borrower pays interest and applicable fees according to the terms of the signed loan agreement.
- Late or missed payments: may negatively affect your credit standing, limit future borrowing, and result in late payment penalties.
- All partner lending and financing companies are required to comply with the Securities and Exchange Commission (SEC) and Truth in Lending Act disclosure rules.
Annual Percentage Rate (APR): from 0% (promo) up to 48%–180% APR depending on the lender and term.
Loan Term: from 7 to 90 days (with extension options available per the partner lender's terms).
For a first-time loan of ₱10,000 for 30 days at a promotional rate of 0.01% per day: total interest is ₱30, and total amount to repay is ₱10,030. For repeat loans at a standard rate of 0.5% per day: total interest is ₱1,500, total repayment is ₱11,500.
Disclaimer: PesoGo PH is not a bank, lender, or financial institution and does not issue loans directly. This service is a free comparison aggregator of SEC-registered lending and financing companies in the Philippines.
